IRAs are more flexible than they've ever been. They're no longer considered strictly retirement savings tools because they can help you pay for college, a first-time home purchase and more. Plus, with Roth IRAs, you can withdraw your regular contributions tax and penalty free* at any time, for any reason - as long you don't tap into your earnings.
 
Retirement plan changes under the Economic Growth and Tax Relief Reconciliation Act provide even more incentives for saving. 

Please click here for our current rates.

If you have additional questions, please contact us at 1-800-849-5600 or email at memberservices@electelccu.org for up to date details on all of our IRA products.