Checking

The ElecTel Cooperative FCU Checking Advantage

Everyone needs a checking account from ElecTel Cooperative FCU. It's convenient, affordable, and it brings the credit union closer to you.

With an ElecTel Cooperative FCU checking, you save....

NO minimum balance required
NO service charges
NO per check fees
NO other hidden fees or charges

And you GET MORE. . .

FREE home banking and bill pay
Access to our real-time debit card
overdraft protection from your regular savings account or approved line of credit
payroll deduction/direct deposit
immediate access to savings withdrawals or loan advances
Overdraft privilege up to $500

Overdraft Privilege

You are provided a special overdraft privilege for your checking account. In the event you overdraw your checking account, your check will be covered and you will be charged a $20 (per item) non-sufficient funds (NSF) fee. Overdraft Privilege provides a safety net up to $500. You may opt out of this service by contacting our Member Services Department at 1-800-849-5600.

Go ahead and make the switch today. Just complete a few simple forms. Click here!