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ElecTel CCU is your one-stop source for hassle-free auto loans. If you're in the market for a new car or truck, talk to us first. You'll save money, time, and a lot of headaches.
Why buy a car the credit union way?
- up to 120% financing
- terms up to 84 months
- affordable extended warranties for extra peace of mind
- convenient payroll deduction
- GAP Plus (Guaranteed Asset Protection) program
- same low rates for new and used models (rate determined by term)
- we'll even refinance auto loans from another institution!
Here are some more ways that we can help put you in a new set of wheels
- Loan pre-approvals - want to know how much you can spend and what your payment will be before you even visit the dealership? With a pre-approved car loan, you can shop with confidence. Plus, you won't have to endure the dealer's financing sales pitch. Then when you're ready to buy, we'll be ready with the money. Pre-approvals are good for 30 days and there's no obligation.
- Pricing information - no one wants to pay full sticker price for a new car, but how do you know if you're really getting a good deal? A Web Carbook printout contains a wealth of valuable information about new vehicles - standard and optional features, available rebates, warranty details, gas mileage, etc. Most important, it gives you the true dealer cost of the base vehicle and options, as well as the MSRP (Manufacturer's Suggested Retail Price). That way, you know what the dealer paid for a particular car, and you can negotiate a better deal.
- The Car Connection - let someone else do the work for you! When you've selected the car and options you want, give them a call at 1-800-292-2422. They'll quote a price that includes everything except tax and tags, arrange delivery, and even help with your trade. Best of all, there's no fee and no obligation! Their volume buying power allows them to consistently provide the lowest available price. It's the only way to buy your next vehicle!
If you're buying a used car or want to know what your trade-in is worth, call us at 1-800-849-5600 or email us at lending@electelccu.org for NADA guidebook values.
Apply today!
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