Account Type Minimum 

Regular Savings

$25.00 .10%
Checking Account
$500.00 .05%
Christmas Club Account
$10.00 .10%
Money Market Account
$500.00 .25%

* - annual percentage yield

ElecTel Cooperative Federal Credit Union


NOTE:  On April 8, 2014, the National Cyber Awareness System announced the discovery of a zero-day vulnerability within the widely used web encryption technology referred to as “OpenSSL.” The threat and incident management team of our internet banking provider immediately began evaluating the vulnerability with OpenSSL, and worked in conjunction with its technology partners (hardware, software, security, etc.) to ensure that the necessary measures were in place to prevent compromise to our systems. Our internet banking provider was able to quickly provide a vulnerability patch for these servers. As of 4/8/2014, impacted servers were patched to eliminate the Heartbleed zero-day vulnerability. As part of our normal process, our internet banking provider will continue to monitor the situation in conjunction with the security community and our technology partners.


Auto Loan rates as low as 1.99% APR**

ElecTel continues to keep auto loan rates at all time lows!  If you have been thinking about buying a new or used car, now is the time.  At ElecTel, you can enjoy the benefit of the same low rates on both new and pre-owned vehicles.  With rates as low as 1.99%, now is the time to get your loan from ElecTel.  We also offer convenient Loan Preapprovals so you are prepared with financing before you go!  Learn more
** - annual percentage rate

Student Loans now available to ElecTel members

Partnering with Sallie Mae, ElecTel is now offering Student Loan options.  There are multiple in-school repayment options available.  Find out more by clicking here, or by visiting the logo on the left side of our homepage.

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