Rates

Loans | Savings | Certificates

Rates effective as of and subject to change without notice.

Loans	APR Range *	Term
Signature Loan	6.70%-12.95%	12	Calculator
Signature Loan	10.00%-16.25%	24	Calculator
Signature Loan	12.00%-17.95%	36	Calculator
Signature Loan	13.00%-17.95%	48	Calculator
Share Secured	6.90%	60	Calculator
New Auto Loan	3.49%-9.74%	36	Calculator
New Auto Loan	3.99%-10.24%	48	Calculator
New Auto Loan	3.99%-10.24%	60	Calculator
New Auto Loan	5.95%-12.20%	72	Calculator
New Auto Loan (over $25,000)	6.75%-13.00%	84	Calculator
Used Auto Loan	3.49%-9.74%	36	Calculator
Used Auto Loan	3.99%-10.24%	48	Calculator
Used Auto Loan	3.99%-10.24%	60	Calculator
Used Auto Loan	5.95%-12.50%	72	Calculator
Used Auto Loan (over $25,000)	6.95%-13.40%	84	Calculator
Lawn, Garden & Farm Equipment	8.90%	60	Calculator
RV/Watercraft	6.95%	72	Calculator
RV/Watercraft ($30,000 minimum)	8.95%	120	Calculator
Other Collateral	8.90%	60	Calculator
Energy Smart Loan	6.00%-8.00%	60	Calculator
Visa Credit Card	as low as 9.9%	n/a	Calculator
HELP Line of Credit **	4.25%	n/a	Calculator
Equity Wise	7.25%	60	Calculator
Equity Wise	7.50%	84	Calculator
Equity Wise	7.95%	120	Calculator
Equity Wise	8.50%	180	Calculator
Equity Wise	8.95%	240	Calculator

*APR = Annual Percentage Rate
Includes a .25% lower rate with direct pay (except on Visa, HELP, RV/Watercraft and Equity Wise loans)
**prime + 1%; variable rate; maximum rate is 18%; no fees required for opening or participation in the plan.
Primary Risk Score: Your primary risk score is part of your credit report and is based on the Fair Isaac "FICO" score. If you would like to find out more about this score, please contact the credit union, or visit the FICO website at www.myfico.com

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Rates effective as of and subject to change without notice.

Savings	Minimum	Dividend Rate	APY*	Term
Regular Savings	$25.00	.25%	.25%	n/a
Special Savings	$10.00	.25%	.25%	n/a
Christmas Club	$10.00	1.00%	1.01%	n/a
Money Market **	$500.00	.50%	.50%	n/a
Checking **	$500.00	.10%	.10%	n/a
IRA Savings	$10.00	.25%	.25%	n/a
IRA Money Market	$500.00	.50%	.50%	n/a

*APY = Annual Percentage Yield
**$500.00 minimum daily balance to earn interest; no minimum balance to maintain account.
Dividends compounded daily and posted monthly.
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Rates effective as of and subject to change without notice.

Share Certificates	Minimum	Dividend Rate	APY*	Term
Share Certificate (90-day)	$1000.00	.75%	.75%	3
Share Certificate (180-day)	$1000.00	.95%	.95%	6
Share Certificate (12-month)	$500.00	1.04%	1.05%	12
Share Certificate (24-month)	$500.00	1.49%	1.50%	24
Share Certificate (36-month)	$500.00	2.23%	2.25%	36
IRA Share Certificate (90-day)	$1000.00	.85%	.85%	3
IRA Share Certificate (180-day)	$1000.00	1.04%	1.05%	6
IRA Share Certificate (12-month)	$500.00	1.14%	1.15%	12
IRA Share Certificate (24-month)	$500.00	1.59%	1.60%	24
IRA Share Certificate (36-month)	$500.00	2.33%	2.35%	36

*APY = Annual Percentage Yield
Dividends compounded and posted monthly.
Early withdrawal subject to penalty.
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