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ElecTel Cooperative Federal Credit Union
Checking Accounts
Checking - The ElecTel Cooperative FCU Checking Advantage

Everyone needs a checking account from ElecTel Cooperative FCU. It's convenient, affordable, and it brings the credit union closer to you.

With an ElecTel Cooperative FCU checking, you save...

  • NO minimum balance required
  • NO service charges
  • NO per check fees
  • NO other hidden fees or charges
  • FREE home banking and bill pay
  • Overdraft protection from your regular savings account or approved line of credit
  • Payroll deduction/direct deposit 
  • Immediate access to savings withdrawals or loan advances
  • Overdraft privilege up to $500 

Overdraft Privilege

You are provided a special overdraft privilege for your checking account. In the event you overdraw your checking account, your transaction will be covered. To cover the cost of providing this service, we charge a $23 (per item) courtesy fee. Overdraft Privilege provides you with a safety net up to $500. You may opt out of this service by contacting our Member Services Department at 1-800-849-5600.

Go ahead and make the switch today. Just complete a few simple forms. Click here!


Main Office: PO Box 27306, Raleigh, NC 27611
919-872-2395 | 800-849-5600 | fax: 919-876-8018