2nd Mortgages up to $100k with rates as low as 5.50%APR**! 
For instant cash....Just Write Away...with ElecTel's home equity line of credit convenience checks.  Borrow up to  100%!  No closing costs!  Line of credit loans available up to $100,000 based on available equity.  Fixed rate loans are also available up to 20 years.  Receive a $200 VISA Gift card with an initial advance of $15,000 or more! Click here, or call us at 1-800-849-5600. (**annual percentage rate)


Auto Loans - rates as low as 4.95%APR*!!! 
We can help you buy the right vehicle, at the right price.  Get PREAPPROVED with us today!  Just finance a new auto loan with us, or refinance an auto loan you have elsewhere. Rates are as low as 4.95% APR*.  Call us at 1-800-849-5600 or Apply now!!! (*annual percentage rate)



Go Platinum Today with a new ElecTel Visa Credit Card!
Apply today for ElecTel's new Platinum VISA credit card!  Fixed rates as low as 9.90% apr*. Already an existing cardholder?  No problem -- call today and talk to one of our loan officers about increasing your credit limit! Click here, or call us at 1-800-849-5600 for further details on this exciting new product!! *annual percentage rate



RV and Watercraft Loans...check out our new, lower rates! 
On land or at sea, ElecTel can help you enjoy your recreational vehicle.  Our new rates start at 6.95% APR**, with terms up to 120 months!  Get pre-approved with us today!  Also, refinancing may be available on loans from other lenders.  Apply online, or talk to one of our loan officers by calling 1-800-849-5600, today! **annual percentage rate

Do you want to pay a lower loan rate?
Use "Direct Pay"!  ElecTel is able to reward our members by reducing loan rates if the member's loan payment is made through payroll deduction, direct deposit or automatic transfer. We hope you will take advantage of the reduced rates by utilizing any of our direct pay options.  Please call us at 1-800-849-5600 for further details on how we can save you more money!


Visa Debit Gift Cards are available!!
ElecTel CCU is pleased to offer a product designed to make your special-occasion gift-buying more convenient.  These cards are welcome anywhere Visa debit cards are accepted.  Just choose the amount, and the card is loaded in seconds.  Stop by one of our branches or Click here to order online today!!


Real Estate Rewards
Receive up to $2,500 in cash when you buy or sell your home through Real Estate Rewards, a nationwide referral program. For more information click here or call 1-866-239-7759.

First Mortgages
ElecTel has partnered with Homeowners Mortgage to offer you a wide variety of both conforming and non-conforming loan types for your mortgage needs.  Contact us today at 1-800-849-5600 for current rates, or call Homeowners Mortgage at 1-866-231-3220, or click here for all available mortgage products!



Students and Teens - Click Here!!
Just for Students and Teens - Need some help in understanding all of the different financial lingo - like what is a checking account, how do I establish credit, what credit cards are the best for me?  We have a link to help you out!!

Attention ElecTel CCU Members!
Recently, there have been multiple email fraud attempts, known as "Phishing", that were initiated via email sent to both the general public and to some credit union members.  These false emails ask for the recipient to click on a link to verify their credit union account registration. If the recipient proceeds to do so, the link directs them to a false website and asks for their credit union account number and PIN, along with other personal information.  Anyone who receives an email that asks for account information should consider it to be a fraudulent attempt to obtain personal account data for an illegal purpose and should not follow the instructions in the email.  If you responded to such an email and provided any confidential account information, please notify us immediately.