Account Type Minimum 

Regular Savings

$25.00 .10%
Checking Account
$500.00 .05%
Christmas Club Account
$10.00 .10%
Money Market Account
$500.00 .25%

* - annual percentage yield

ElecTel Cooperative Federal Credit Union

NOTE:  On April 8, 2014, the National Cyber Awareness System announced the discovery of a zero-day vulnerability within the widely used web encryption technology referred to as “OpenSSL.” The threat and incident management team of our internet banking provider immediately began evaluating the vulnerability with OpenSSL, and worked in conjunction with its technology partners (hardware, software, security, etc.) to ensure that the necessary measures were in place to prevent compromise to our systems. Our internet banking provider was able to quickly provide a vulnerability patch for these servers. As of 4/8/2014, impacted servers were patched to eliminate the Heartbleed zero-day vulnerability. As part of our normal process, our internet banking provider will continue to monitor the situation in conjunction with the security community and our technology partners.


Scholarship Applications Now Available!

The ElecTel Cooperative Federal Credit Union Scholarship Selection Committee is now accepting applications for the 2014-2015 academic year! Two scholarships will be awarded to deserving ElecTel Cooperative Federal credit union members. Deadline for application:  April 15, 2014. Click here to download application and here for a letter outlining eligibility and instructions.

Important Notice: Target Data Breach

Several news outlets have reported that a large data breach has occurred at over 2,000 Target locations and could impact up to 40 million consumers. The data breach took place from November 27, 2013 through December 15, 2013. At this time the data breach has only affected the brick and mortar locations. Consumers that purchased items via are not at risk. 

The best way to identify fraud on your account is to regularly review your transactions within online banking. At this time, there is no need to contact the credit union unless you do suspect fraud on your account. We will continue to monitor this situation and notify any affected members if further action is required.

Auto Loan rates as low as 1.99% APR**

ElecTel continues to keep auto loan rates at all time lows!  If you have been thinking about buying a new or used car, now is the time.  At ElecTel, you can enjoy the benefit of the same low rates on both new and pre-owned vehicles.  With rates as low as 1.99%, now is the time to get your loan from ElecTel.  We also offer convenient Loan Preapprovals so you are prepared with financing before you go!  Learn more
** - annual percentage rate

Student Loans now available to ElecTel members

Partnering with Sallie Mae, ElecTel is now offering Student Loan options.  There are multiple in-school repayment options available.  Find out more by clicking here, or by visiting the logo on the left side of our homepage.

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