ElecTel Cooperative Federal Credit Union

Energy Smart Loans at ElecTel for 3.99% apr**

ElecTel Cooperative FCU is excited to announce a new, low rate on our Energy Smart loans!  We are now offering these loans at a fixed rate of 3.99% apr**.  These loans are offered to our members to help improve the energy efficiency in their homes. Click here for further details!

Student Loans now available!

Partnering with Sallie Mae, ElecTel is now offering Student Loan options.  There are multiple in-school repayment options available.  Find out more by clicking here, or by visiting the logo on the left side of our homepage.

Great Auto Loan Rates!

ElecTel has slashed auto loan rates!  If you have been thinking about buying a new or used car, now is the time.  At ElecTel, you can enjoy the benefit of the same low rates on both new and pre-owned vehicles.  With rates as low as 3.49% apr**, now is the time to get your loan from ElecTel.  We also offer convenient Loan Preapprovals so you are prepared with financing before you go!  Learn more

** - annual percentage rate

Low fixed rate on ElecTel Visa credit card!

Has your current credit card company recently raised your annual rate and increased your fees?  Well, we have the answer for you!  Transfer your balance to an ElecTel Cooperative FCU Visa credit card, with no balance transfer fees!  You will also begin enjoying a low fixed rate.   Rates are as low as 9.9% apr**.  Learn more, or contact us today for more details!