Energy Smart Loans

ElecTel Cooperative FCU's Energy Smart Loans are available for many residential improvements and may save you energy and money. These loans will assist our members in taking advantage of efficiency measures to their homes.

Our Energy Smart loans are primarily available to residential dwelling property owners only.  This may include single family residences, mobile homes, duplexes, and owner-occupied condominiums.

Energy efficient improvements may include electric heat pumps, weather stripping, electric/solar water heaters, insulation, windows, doors, and other solar or energy star related items.

Features of our Energy Smart Loan Program:

  • Low fixed rate at 3.99% apr*
  • Up to 100% financing of the purchase price (including taxes, installation costs, etc.)
  • Repayment terms up to 60 months
  • Maximum loan limits - up to $20,000.  The maximum amount for a mobile home is $5,000.

APPLY NOW.  Or for additional information, please contact us at (800) 849-5600 or email us at

* - annual percentage rate







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