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ElecTel Cooperative Federal Credit Union
Vehicle Loans
Cars & Trucks

ElecTel Cooperative FCU is your one-stop source for hassle-free auto loans. If you're in the market for a new car or truck, talk to us first. You'll save money, time, and a lot of headaches.

When you’re in the market for a new or used car or truck, talk to us first.

  • up to 120% financing
  • terms up to 84 months
  • affordable extended warranties for extra peace of mind
  • convenient payroll deduction or automatic payment
  • same low rates for new and used models (rate determined by term)
  • Loan pre-approvals – with a preapproved car loan, you can shop with confidence
  • Loan insurance products that will help protect you and your family in the event of an accident or death

Here are some more ways that we can help put you in a new set of wheels­

  • Loan pre-approvals - want to know how much you can spend and what your payment will be before you even visit the dealership? With a pre-approved car loan, you can shop with confidence. Plus, you won't have to endure the dealer's financing sales pitch. Then when you're ready to buy, we'll be ready with the money. Pre-approvals are good for 30 days and there's no obligation.
  • The Car Connection - let someone else do the work for you! When you've selected the car and options you want, give them a call at 1-919-846-9553, or visit their website at They'll quote a price that includes everything except tax and tags, arrange delivery, and even help with your trade. Best of all, there's no fee and no obligation!  Their volume buying power allows them to consistently provide the lowest available price. It's the only way to buy your next vehicle!

If you're buying a used car or want to know what your trade-in is worth, call us at 1-800-849-5600 or email us at for NADA guidebook values.

Apply today!


*APR = Annual Percentage Rate

Main Office: PO Box 27306, Raleigh, NC 27611
919-872-2395 | 800-849-5600 | fax: 919-876-8018