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ElecTel Cooperative Federal Credit Union
News from ElecTel
Good Friday Closing

We will be closed on March 30th for Good Friday. For your convenience, you can access your account through Online Banking or our Mobile App.

Shared Branching Network




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ElecTel Cooperative Credit Union has partnered with other credit unions across the country to provide members with better and more convenient access to their accounts. We are proud to be a part of the Shared Branching Network, a fast-growing international network of credit unions working together to make it easier for you to conduct basic transactions wherever you are.


What can you do at a Shared Branching location? Almost everything you normally do with a teller at your local ElecTel branch, and there’s no additional charge to you. You can make deposits, withdraw money, cash checks, transfer funds, make loan payments, obtain a copy of your statement, and more.


To conduct a transaction at one of more than 5,000 Shared Branching locations nationwide–including more than 100 in North Carolina–all you need to do is provide is our name, your member account number, and a photo ID.


Accessing your ElecTel accounts anywhere you are has never been more convenient. Find a Shared Branching location near your home, work or favorite vacation spot on the Shared Braching Website (


$1 Can Save A Lot of Money

Become a member of ElecTel with an initial deposit of only $1 to start enjoying all the financial services you deserve.

  • Auto Loan rates as low as 1.99% APR*
  • 30 month Share Certificate at 1.50% APY†
Click here to join today!

*APR = Annual Percentage Rate. †APY = Annual Percentage Yield


2018 Scholarships Now Available

ElecTel Cooperative Federal Credit Union is happy to invest in the lifelong success of our young members by offering them the opportunity to apply for an annual scholarship. Two scholarships will be awarded to outstanding members based on their scholastic standing, a submitted essay, and community involvement.

Applicants must submit their application by close of business on Monday, April 13, 2018 to be considered.

Download the application for complete rules and information.

See the full details here!


Main Office: PO Box 27306, Raleigh, NC 27611
919-872-2395 | 800-849-5600 | fax: 919-876-8018