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ElecTel Cooperative Federal Credit Union
News from ElecTel
Visa Balance Transfer

Do you have high-interest debt that's weighing you down? Transfer your balance to an ElecTel Visa® Credit Card and see how much you can save! When you transfer you'll get: 

  • Rates as low as 1.90%APR* for 12 months
  • No balance transfer fee
  • Higher limits on balance transfers

Don't wait another month, transfer your balance now and save some dough!

*APR = Annual Percentage Rate. The APR applies to all balance transfers made between 12/01/17 and 2/28/18 for 12 months. Standard rates will apply for all transactions after 2/28/18. Special rate does not include cash advances or purchases, is based on creditworthiness and is not available for members who are delinquent or over their credit limit. 

Shared Branching Network




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ElecTel Cooperative Credit Union has partnered with other credit unions across the country to provide members with better and more convenient access to their accounts. We are proud to be a part of the Shared Branching Network, a fast-growing international network of credit unions working together to make it easier for you to conduct basic transactions wherever you are.


What can you do at a Shared Branching location? Almost everything you normally do with a teller at your local ElecTel branch, and there’s no additional charge to you. You can make deposits, withdraw money, cash checks, transfer funds, make loan payments, obtain a copy of your statement, and more.


To conduct a transaction at one of more than 5,000 Shared Branching locations nationwide–including more than 100 in North Carolina–all you need to do is provide is our name, your member account number, and a photo ID.


Accessing your ElecTel accounts anywhere you are has never been more convenient. Find a Shared Branching location near your home, work or favorite vacation spot on the Shared Braching Website (


$1 Can Save A Lot of Money

Become a member of ElecTel with an initial deposit of only $1 to start enjoying all the financial services you deserve.

  • Auto Loan rates as low as 1.99% APR*
  • 30 month Share Certificate at 1.50% APY†
Click here to join today!

*APR = Annual Percentage Rate. †APY = Annual Percentage Yield


Main Office: PO Box 27306, Raleigh, NC 27611
919-872-2395 | 800-849-5600 | fax: 919-876-8018