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ElecTel Cooperative Federal Credit Union
News from ElecTel
Holiday Loans

Brighten it up with a Holiday Loan! 

If you could use a bit of help filling stockings and putting presents under the tree this year, we've got your back! Get a Holiday Loan at a rate as low as 6.7% APR* for 12 months.

Ready to bring the cheer? Apply for your Holiday Loan today! 

*APR = Annual Percentage Rate. See credit union for details. 

Equifax Data Breach

If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies.

The Federal Trade Commission (FTC) advises:

There are steps to take to help protect your information from being misused. Visit Equifax’s website,

  • Find out if your information was exposed. Click on the “Potential Impact” tab and enter your last name and the last six digits of your Social Security number. Your Social Security number is sensitive information, so make sure you’re on a secure computer and an encrypted network connection any time you enter it. The site will tell you if you’ve been affected by this breach.
  • Whether or not your information was exposed, U.S. consumers can get a year of free credit monitoring and other services. The site will give you a date when you can come back to enroll. Write down the date and come back to the site and click “Enroll” on that date. You have until November 21, 2017 to enroll.
  • You also can access frequently asked questions at the site.

For additional information and more ways to protect your identity, visit the FTC's website here.

Shared Branching Network




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ElecTel Cooperative Credit Union has partnered with other credit unions across the country to provide members with better and more convenient access to their accounts. We are proud to be a part of the Shared Branching Network, a fast-growing international network of credit unions working together to make it easier for you to conduct basic transactions wherever you are.


What can you do at a Shared Branching location? Almost everything you normally do with a teller at your local ElecTel branch, and there’s no additional charge to you. You can make deposits, withdraw money, cash checks, transfer funds, make loan payments, obtain a copy of your statement, and more.


To conduct a transaction at one of more than 5,000 Shared Branching locations nationwide–including more than 100 in North Carolina–all you need to do is provide is our name, your member account number, and a photo ID.


Accessing your ElecTel accounts anywhere you are has never been more convenient. Find a Shared Branching location near your home, work or favorite vacation spot on the Shared Braching Website (


$1 Can Save A Lot of Money

Become a member of ElecTel with an initial deposit of only $1 to start enjoying all the financial services you deserve.

  • Auto Loan rates as low as 1.99% APR*
  • 30 month Share Certificate at 1.50% APY†
Click here to join today!

*APR = Annual Percentage Rate. †APY = Annual Percentage Yield


Main Office: PO Box 27306, Raleigh, NC 27611
919-872-2395 | 800-849-5600 | fax: 919-876-8018